What is the hotline number of Qinqin Small Loan [Customer Service Hotline] The manual customer service hotline accepts business repayments, refunds and cash withdrawals, unfreezing, inspections, complaints, card swiping, and price inquiries (one of the two major platforms of Xiao Alibaba mobile terminals throughout the day As soon as Alipay is about to launch an open platform strategy, the service window function as an important carrier of the open platform is already in the early testing stage. The service window's traffic diversion, precision marketing, and even credit payment capabilities are all aimed at Tencent. WeChat
The public account behind all the moves is the big data capabilities that Alibaba has repeatedly preached to the outside world.
According to Alipay insiders, this open strategy should be officially launched in March and will be held in the near future
A developer conference, and the relevant rules of the open platform may be disclosed at the meeting.
There was some hesitation within Alipay about the name of the service window. The service window does not sound like WeChat’s official account
The account sounds high-end (High-end and classy). But according to Liu Lejun, head of Alipay's wireless business unit, the name service window accurately reflects the platform-oriented nature of Alipay, which provides merchants with a service window for users to visit. The purpose is clear, handle business, complete transactions, no social interaction, no sharing and other publicity.
After suspending the unspoken industry rules of no penalty for early withdrawal of agreement deposits, the central bank has waved it non-stop.
The second step to supervise Yu'e Bao is to impose deposit reserve requirements. Why does the central bank want to impose deposit reserve requirements on Yu'e Bao? What kind of impact will it have?
What is supposed to come will always come, but I didn’t expect it to come so quickly. I can only say that the impact of Internet finance
is coming too fast and too fierce, and the central bank is also a bit I can’t stand it anymore. After learning that the central bank has basically determined to impose deposit reserve requirements on the babies, an insider in the Internet finance industry sighed.
The central bank’s response to Yu'e Bao goes on a killing spree
This month, Sheng Songcheng, director of the Regulation Department of the Central Bank, published an academic article titled "Yu'e Bao and Deposit Reserve Management
". The article analyzed the situation from an academic perspective The ins and outs of Yu'e Bao and its innovative nature
and the conclusion that the agreement deposits purchased by Yu'e Bao should also be subject to deposit reserves. At that time
this article had a profound impact on the money fund market The significant psychological impact shows that the central bank seems to intend to impose deposit requirements on Yu'e Bao. Unexpectedly, just over a month later, Sheng Songcheng once again published an article in "China Finance", a publication in charge of the central bank. "What is Deposit Reserve Management" elaborated on the reasons why such deposits should be subject to deposit reserves
. To avoid external doubts, he also emphasized that this does not require money market funds to pay directly
They only levy reserve deposits on the agreement deposits they purchase.
In fact, judging from the tone of Sheng Songcheng’s article, I’m afraid it’s not just monetary funds that will be hurt in the future
Sheng suggested that the interbank deposits of other non-depository financial institutions in banks are essentially the same as the deposits of money market funds. According to the principle of unified supervision, deposit reserve management should also be implemented with reference to money market funds. reason. The implication is that the quasi-deposit business of many non-depository financial institutions such as securities companies, trust investment companies, financial leasing companies, banks and off-balance sheet financial institutions may be subject to deposit deposits in the future. Regarding these discussions in the market, Central Bank Governor Zhou Xiaochuan has previously stated that further discussions will help formulate policies.
The latest news that the reporter learned from sources is that if the previous article was to blow the market,
to give a vaccination, then this article is the central bank’s official announcement of the baby The prelude to getting started. The attitude towards requiring the payment of deposit reserves is clear, but the proportion of deposits has not yet been determined. It will be determined after soliciting opinions from banks, Yu'e Bao and other parties. An authoritative source close to the central bank said so.
Why is it necessary to levy deposit deposits
Why is it necessary to levy deposit deposits
What exactly is deposit deposits? Why do you have to pay this thing in Yu’E Bao?
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